Invoice Finance
Invoice Finance unlocks the cash tied up in your unpaid invoices, giving your business immediate access to working capital so you can focus on growth instead of waiting to get paid.
Also known as Invoice Factoring, this smart funding solution allows you to release a large portion of the value of your outstanding invoices within hours rather than waiting weeks or months for clients to settle their bills. With faster access to funds, you can keep your operations running smoothly, invest in new opportunities, and grow with confidence.
Service benefits
- Improved Cash Flow – Eliminate cash flow gaps and ensure a steady stream of working capital by turning unpaid invoices into instant funds.
- Quick Access to Funds – Receive up to 90% of your invoice value within hours, giving you the ability to pay suppliers, cover expenses, and seize opportunities without delay.
- Greater Business Flexibility – Expand into new markets, launch products, or increase marketing efforts Invoice Finance gives you the freedom to act quickly when opportunity knocks.
- Reduced Credit Risk – We handle credit checks and collections, protecting you against bad debt while freeing up your time to focus on running your business.
- Tailored to Your Needs – Every business is different. Our solutions are customized to suit your industry, cash flow cycle, and growth ambitions.
- Confidential Service – Keep client relationships intact. We can provide Invoice Finance discreetly so your customers don’t need to know about our involvement.
- Expert Support – Our team of financial specialists is here to guide you every step of the way, ensuring you have the right funding strategy in place to fuel your success.
How much can my business borrow?
The amount you can borrow is dependent upon your monthly card takings turnover, this is taken as an average over the last six months. The greater the sales turnover that goes through your card machine, the larger amount you can get advanced. Subject to underwriting the funding you could receive via a merchant cash advance could be up to 150% of your monthly card turnover meaning you could receive a larger sum.
How much does the Merchant Cash Advance cost?
The cost to your business is calculated on something that is called a factor rate, this gives you a total repayment figure. When you make a sale and your customer pays by card a percentage of that sale goes to make the repayment of the loan amount until it is paid off in full.
Are merchant cash advances right for my business?
Merchant Cash Advances can deliver a number of benefits for your business. This type of funding allows access to business finance in a shorter time than a high street bank, decision in principle for approval can be made in within just 24 hours. Application processes are quick and simple with a minimal paperwork required. This is due to the lender requesting all the information requested from your merchant provider.
